Kazakhstan's Auyl Amanaty program expands rural lending to 150 billion tenge
This digest was compiled by AI from multiple sources — links to the originals are below.
Kazakhstan's Auyl Amanaty program has directed over 150 billion tenge to rural development over three years, issuing more than 20,000 microloans and creating over 22,000 jobs. The government is expanding the program in 2026 to support processing, tourism, and non-agricultural businesses, with at least 20% of financing earmarked for product processing. The expansion comes as border villages receive infrastructure upgrades under the Auyl – El Besіgі project.
Key Facts
- Over 150 billion tenge has been allocated to the Auyl Amanaty program over three years, with more than 20,000 microloans issued and over 22,000 jobs created.
- In 2026, the program plans to implement more than 5,000 new projects, with loans offered at an annual rate of 2.5%.
- At least 20% of financing under the program's new rules will be directed to product processing projects.
- In 2025, 255 projects were implemented in 226 border villages under the Auyl – El Besіgі project, covering social facilities, housing and utilities, roads, and engineering networks.
- Loan terms include up to 5 years for non-agricultural projects and up to 7 years for agricultural and processing projects, with maximum amounts of 10.8 million tenge for individual initiatives and 34.6 million tenge for cooperatives and processing projects.
Program Expansion
The Auyl Amanaty program has been expanded to include tourism and non-agricultural business sectors, allowing rural residents to access concessional financing for hotels, ethno and agro-tourism, catering, and accommodation services. A state guarantee mechanism for loans will be launched through the Damu Fund. The program's new rules strengthen support for processing projects and diversification of the rural economy, aiming to increase finished goods output and open additional income sources in villages. In April 2026, the Regional Development Concept expanded the list of state support directions, from infrastructure modernization to entrepreneurship development and job creation in rural areas.
Loan Terms
Loans under the program are issued at an annual rate of 2.5%, with terms of up to 5 years for non-agricultural projects and up to 7 years for agricultural and processing projects. The maximum loan amount for individual initiatives is 2,500 MCI, or 10.8 million tenge, while agricultural cooperatives and processing projects can receive up to 8,000 MCI, or 34.6 million tenge. Entrepreneurs also have access to concessional leasing of machinery and equipment at 2.5% annual interest for up to 7 years.
Border Village Infrastructure
In 2025, 255 projects were implemented in 226 border villages under the Auyl – El Besіgі project, covering social facilities, housing and utilities, roads, and engineering networks. The government is paying special attention to unlocking the economic potential of border settlements, combining business support with infrastructure modernization.
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Kazakhstan's Auyl Amanaty program expands rural lending to 150 billion tenge
