Kazakhstan microcredit arrears reach 368bn tenge; Q2 fines total 108.2bn

AI digestMimile.ai EditorialAugust 17, 2026 at 09:43 AM

This digest was compiled by AI from multiple sources — links to the originals are below.

Kazakhstan microcredit arrears reach 368bn tenge; Q2 fines total 108.2bn

Kazakhstan’s microfinance portfolio falls 10.3% year on year to 1.57 trillion tenge, while overdue microloans rise to 368 billion tenge, National Bank data show. Administrative fines imposed in the second quarter reach 108.2 billion tenge, up 37.6% from a year earlier.

Key Facts

Kazakhstan’s microfinance portfolio is 1.57 trillion tenge on July 1, 2026, down 10.3% from 1.75 trillion tenge a year earlier.
The share of microloans with overdue debt rises to 23.4%, or 368 billion tenge, from 19.9%.
Microcredit to individuals falls 7.1% year on year to 1.3 trillion tenge, with overdue debt reaching 323.5 billion tenge, or 24.9%.
Kazakhstan registers 4,747,258 administrative cases in Q2 2026, of which 4,587,764 end with fines.
Total fines imposed in Q2 reach 108.2 billion tenge, up 37.6% from the same period in 2025.

Microcredit Arrears

The National Bank of Kazakhstan reports the microfinance portfolio at 1.57 trillion tenge on July 1, down 10.3% from 1.75 trillion a year earlier. The share of microloans with overdue debt rises from 19.9% to 23.4%, reaching 368 billion tenge. Corporate microcredit expands 1.4 times to 82.2 billion tenge, while NPL90 on such loans reaches 2.2 billion tenge, up 1.2 times since the start of the year. Loans to individuals fall 7.1% to 1.3 trillion tenge, with overdue debt at 323.5 billion tenge, or 24.9%. Microcredit to individual entrepreneurs nearly halves to about 126 billion tenge, and overdue payments rise 1.3 times in six months to 36.6 billion tenge.

Q2 Administrative Fines

Kazakhstan registers 4,747,258 administrative cases in the second quarter of 2026, compared with 3,734,040 in the first quarter. Of these, 4,587,764 cases end with fines, and total penalties reach 108.2 billion tenge, up 38.8% quarter-on-quarter. Compared with the second quarter of 2025, the number of cases rises only 4%, but the total amount of fines jumps 37.6%. Almaty records the most cases at 924,212, with fines of 15.4 billion tenge, while the Aktobe region logs 171,096 cases and 17.5 billion tenge in fines. Astana registers 611,365 cases and 12.1 billion tenge in fines, Shymkent 384,303 cases and 5.6 billion tenge, and the Ulytau region the lowest at 22,350 cases.

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Kazakhstan microcredit arrears reach 368bn tenge; Q2 fines total 108.2bn

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Kazakhstan microcredit arrears reach 368bn tenge; Q2 fines total 108.2bn

Key Facts

Microcredit Arrears

Q2 Administrative Fines

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